The operator will offer credit card new micro SD card to convert a regular phone in an NFC phone. This is after him for a temporary solution, pending the democratization of smartphones NFC. But for others, this could add even more confusion in an already complex market.
One more! After the phones with a SIM card for the Near Field Communication NFC (Near Field Communication), those who board a secure element and an operating system suitable for contactless payments, NFC tags, and Visa and Mastercard Contactless, Visa Europe is preparing to introduce a new payment technology in mobile NFC.
A micro SD card brand DeviceFidelity, including the payment application and the NFC secure element, will soon be offered to 500 clients des Banques Populaires and Caisses d'Epargne in Nice and Strasbourg. This little card integrated with a suitable case the phone will pay for purchases of less than 20 euros with three types of terminals that are not "natively" NFC: iPhone (3G and 3G), the Galaxy Samsung , and RIM's Blackberry Bold. And without PIN - by simply passing the phone to the terminal.
According to Visa and BPCE, this is a transitional phase, "pending a next step that will natively integrate NFC into mobile." Transitional stage in addition to the distribution of 200,000 cards to contactless payment as part of the experiment Nice.
But for others, it is not the right solution. "To convince the public, it's clear that systems natively embedded in the phones are better accessories that require extra effort," said Laetitia Gazel Anthoine-CEO Connecthings, a startup specializing in Paris without contact.
With or without operators
The approach is also inconsistent with the objectives of the project Cityzi worn by the French Association of contactless mobile (AFSCM), the major operators and banks, is Jean-François Novak, co-founder and president of Adelia, a start Toulouse-up specialist loyalty card and mobile: "The development model is recommended for Cityzi SIM-centric, that is to say focused on the SIM card, with the operator holding the tollgate" .
In contrast, the security modules used in the new NFC phones shipping the operating system Google's Android "escape, according to Jean-François Novak, control of the SIM card, so the operators." The same applies to the new micro SD card tested by Visa and BPCE, which may "lock the ecosystem by an external secure."
This is not surprising. "You have from the beginning three major areas that interact but are not always convergent interests, says Jean-François Novak. Banks, operators, and businesses in retail, all have in common to be in contact with virtually all the French. and hope to have all hands on the new systems. "
Still, from the point of view that Connecthings Adelya, considering that the battle is not technology but more about the play uses. "Upon arrival, those who win are those who will arrive to offer additional services to be of interest to customers, such as loyalty cards", says Laetitia Gazel-Anthoine. Google has understood: "He is not interested in transactions, but the point of sale, where it will offer discounts ..."
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One more! After the phones with a SIM card for the Near Field Communication NFC (Near Field Communication), those who board a secure element and an operating system suitable for contactless payments, NFC tags, and Visa and Mastercard Contactless, Visa Europe is preparing to introduce a new payment technology in mobile NFC.
A micro SD card brand DeviceFidelity, including the payment application and the NFC secure element, will soon be offered to 500 clients des Banques Populaires and Caisses d'Epargne in Nice and Strasbourg. This little card integrated with a suitable case the phone will pay for purchases of less than 20 euros with three types of terminals that are not "natively" NFC: iPhone (3G and 3G), the Galaxy Samsung , and RIM's Blackberry Bold. And without PIN - by simply passing the phone to the terminal.
According to Visa and BPCE, this is a transitional phase, "pending a next step that will natively integrate NFC into mobile." Transitional stage in addition to the distribution of 200,000 cards to contactless payment as part of the experiment Nice.
But for others, it is not the right solution. "To convince the public, it's clear that systems natively embedded in the phones are better accessories that require extra effort," said Laetitia Gazel Anthoine-CEO Connecthings, a startup specializing in Paris without contact.
With or without operators
The approach is also inconsistent with the objectives of the project Cityzi worn by the French Association of contactless mobile (AFSCM), the major operators and banks, is Jean-François Novak, co-founder and president of Adelia, a start Toulouse-up specialist loyalty card and mobile: "The development model is recommended for Cityzi SIM-centric, that is to say focused on the SIM card, with the operator holding the tollgate" .
In contrast, the security modules used in the new NFC phones shipping the operating system Google's Android "escape, according to Jean-François Novak, control of the SIM card, so the operators." The same applies to the new micro SD card tested by Visa and BPCE, which may "lock the ecosystem by an external secure."
This is not surprising. "You have from the beginning three major areas that interact but are not always convergent interests, says Jean-François Novak. Banks, operators, and businesses in retail, all have in common to be in contact with virtually all the French. and hope to have all hands on the new systems. "
Still, from the point of view that Connecthings Adelya, considering that the battle is not technology but more about the play uses. "Upon arrival, those who win are those who will arrive to offer additional services to be of interest to customers, such as loyalty cards", says Laetitia Gazel-Anthoine. Google has understood: "He is not interested in transactions, but the point of sale, where it will offer discounts ..."